Why buy a full-risk insurance?

If you do not want to worry about what may happen to your car, it is best to opt for full insurance. It has more coverages than any other type of insurance. In this article we explain its benefits and what the franchise consists of.

Fully comprehensive car insurance is the most complete option for most drivers, since they cover almost all types of mishaps. Below we explain what includes the price of a comprehensive car insurance and the situations in which it protects both you and your car (not included in other types of cheaper insurance).

If you are going to buy a new car and you are going to move in it on a regular basis, full-risk insurance may be your best alternative. It has very attractive advantages and does not have to be especially expensive. Would you like to be able to be calm before an unforeseen event?


Variety of coverages

One of the things that we should pay more attention when hiring insurance is the coverage that it offers.

Each additional coverage will imply an extra cost, so it is important to fine-tune it and include only those that we are really going to use, leaving aside those that we do not need.

What is the advantage of all-risk insurance? If parts of basic insurance (to third parties) and you begin to add coverage, the price of your insurance can shoot. However, all-risk insurance already has a wide variety of coverage by default, so that the cost becomes cheaper in case we want to have all of them.


Driver's insurance

The comprehensive insurance covers the driver in case of accident or derivatives. It includes healthcare and also covers the pharmaceutical expenses derived from the accident.

Coverage of automobile windows

This is one of the most well-known, if not the most well-known, advantages of all-risk car insurance: coverage of automobile windows.

The full-risk insurance covers both partial and total breakage of the moons.

Sustitution vehicle

At any time we can stay with the car or have an accident. In both cases, the repair can take several days or even weeks. If you use the car often to go to work, or if you were about to go on vacation, this is a terrible job. Probably will be the time when you are most grateful to have a comprehensive insurance, for the possibility of having a replacement vehicle


As we can see, a complete insurance is a guarantee of satisfaction and tranquility, especially when we launch a new car and we need to know that there is a backup that will cover us in the face of most circumstances that may arise.

Video: Majoring in Risk Management and Insurance


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