Smart Christmas shopping, how to avoid waste?
The Christmas, a time of joy and family time. However, there are many expenses that the economy of a household must face. Meals, gifts, occasional caprice in the outings during the holidays of the children, some trip, etc. The current account is greatly reduced at this stage with which the year is closed and January can become a nightmare.
To prevent the Christmas make a dent in the family economy, nothing better than applying common sense in each purchase. Small tricks offered by the Organization of Consumers and Users, OCU, so that on these dates the money does not go away in meaningless objectives. Tips as simple as going to the mall with a list to avoid confusion or compare prices will help the current account does not suffer in excess
Tips to save on Christmas
These are the tips of OCU to avoid wastage during the Christmas season:
- Make lists to plan and stagger. OCU recommends to elaborate 3 lists (food, gifts and toys) that include everything necessary. What does not appear in this compendium will not be purchased. You can also include dates to stagger the expenses, although remember, while later
- Compare is save. Do not stay with the first price you see, especially in larger purchases such as gifts from minors.
- Run away from quick loans to avoid long-term debt problems. Something that should also apply to card payment that can generate undesirable long-term surprises.
- Be careful with the bargains. In December suspicious discounts appear, review the terms and remember this time there is so much demand that the stores do not need to reduce to sell everything.
- Rate online purchases. Maybe they take a little longer but on the internet you can find good discounts that allow you to save. But remember, check the opinions of other users before going for these articles.
- Eye the decoration. An expense that often fall families without noticing is the decoration of the same home. Sometimes less is more and you have to look for a Christmas touch, not that the house can be seen from the sky. In addition, the lights of the portal or of the tree can also suppose an important expense in the invoice.
- Create special and affordable menus. An important lesson when planning the Christmas dinner is to buy with the head and not with the eye. In view of the consumer, many very appealing products are presented. But you have to remember the limit of the stomach and not take home more than necessary.
Damián Montero
